Crypto Loan

Use your idle assets as collateral to borrow other assets to take advantage of various trading and investment opportunities.
Zero Fee
Multi-Collateral
Collateralize to Get Simple Earn Return
Auto-Replenish Collateral
VIP Loan
Loan Information
Old Version
Coin
Borrowable Amount
Flexible Rate
Hourly/Annual Interest Rate
7D Fixed Rate
Hourly/Annual Interest Rate
30D Fixed Rate
Hourly/Annual Interest Rate
Action
usdt
USDT
333,671,969
0.000507%/
0.000558%
/4.89%
0.000625%
/5.48%
btc
BTC
2,691
254.53M USDT
0.000261%/
0.000336%
/2.95%
0.000316%
/2.77%
eth
ETH
6,401
11.61M USDT
0.000254%/
0.000349%
/3.06%
0.000307%
/2.69%
xrp
XRP
19,084,299
40.75M USDT
0.000551%/
0.000605%
/5.30%
0.000917%
/8.04%
doge
DOGE
198,598,374
33.83M USDT
0.000341%/
0.000403%
/3.54%
0.000613%
/5.37%
ondo
ONDO
23,892,457
20.64M USDT
0.000907%/
0.001504%
/13.18%
0.001202%
/10.53%
shib
SHIB
1,018,493M
12.95M USDT
0.000333%/
0.000362%
/3.18%
0.000613%
/5.37%
bnb
BNB
20,627
12.34M USDT
0.003450%/
0.005644%
/49.45%
0.005295%
/46.39%
ltc
LTC
141,721
11.77M USDT
0.000391%/
0.000394%
/3.46%
0.000613%
/5.37%
kas
KAS
120,516,261
11.59M USDT
0.000119%/
0.000151%
/1.33%
0.000428%
/3.75%
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FAQ

What is Flexible Crypto Loan?

Flexible Crypto Loan is Gate.io's new loan product with no fixed loan term. You can use one crypto as collateral to borrow another. With no fixed loan term, you can borrow and repay anytime and the borrowed crypto will be sent to your account in real time. The borrowing interest rate is dynamic based on market conditions. As long as your LTV is below the liquidation LTV, you can keep holding the borrowed crypto.

What is LTV?
How to calculate the interest and how is it deducted?