Treehouse Protocol Deep Dive: Ushering in a New Era of Rate Oracles and Decentralized Fixed Income

7/29/2025, 5:17:04 AM
Beginner
Quick Reads
Explore the TreeHouse protocol and its core token, TREE, to understand their functionality, architecture, and incentive structures. Discover how the Decentralized Offered Rate is revolutionizing interest rate pricing models in the blockchain space.

What is TreeHouse?


Image: https://www.treehouse.finance/

TreeHouse is a decentralized interest rate oracle protocol built on Ethereum, designed to deliver transparent and trustworthy interest rate benchmarks for the blockchain ecosystem through its DOR (Decentralized Offered Rate) mechanism. At its core, TreeHouse achieves decentralized data consensus by empowering community participants to collaboratively submit and forecast on-chain rates.

DOR Model Overview: Pioneering Decentralized Interest Rate Pricing

The DOR mechanism is central to TreeHouse, leveraging consensus rules and incentive structures to drive professional panelists to report credible rate data. Currently, TreeHouse is rolling out its first DOR product—TESR (Treehouse Ethereum Staking Rate) Curve. This establishes a pricing benchmark for Ethereum’s liquid staking market.

The DOR ecosystem features several key roles:

  • Panelists: Submit rate data or forecasts and must stake TREE or tAssets;
  • Operators: Launch DOR sessions and ensure data accuracy—TreeHouse serves as the inaugural Operator;
  • Delegators: Delegate tAssets to Panelists;
  • Referencers: Protocols or products that integrate DOR data.

Core Use Cases of the TREE Token


Image: https://docs.treehouse.finance/protocol/tree-token/token-details/tokenomics

TREE is the native utility token of the TreeHouse protocol, serving the following critical functions:

  • Query Fees: Referencers pay TREE when accessing DOR data;
  • Panelist Staking: Panelists must hold and stake TREE;
  • Consensus Rewards: Distributed according to forecast accuracy;
  • Governance: TREE holders vote on protocol parameters;
  • Ecosystem Incentives: TREE is allocated by the DAO to support ecosystem developers and projects.

How to Participate and Ecosystem Roles

TreeHouse provides the following participation options:

  • GoNuts event: Users can earn Nuts by staking or engaging in specific activities. Nuts serve as credentials required for airdrop eligibility;
  • Airdrop Mechanism: Users must hold at least 100 Nuts and pass Sybil resistance verification to receive TREE;
  • TSC NFT Program: TSC NFT holders are eligible to claim an additional 500 TREE tokens;
  • Vested and Non-Vested Distribution: Token distribution and unlock schedules are determined by each user’s contribution level.

TreeHouse: Long-Term Potential Assessment

TreeHouse is more than just an interest rate oracle; it plays a key role in developing on-chain financial benchmarks. In the future, TreeHouse could serve as the standard interest rate reference for LSD protocols, on-chain fixed-rate bonds, and DeFi insurance. As the DOR mechanism matures, TreeHouse can become a foundational benchmark for blockchain-based finance.

Gate will launch spot trading for Treehouse (TREE) on July 29, 2025, at 22:00 (UTC+8).

Author: Max
* The information is not intended to be and does not constitute financial advice or any other recommendation of any sort offered or endorsed by Gate.
* This article may not be reproduced, transmitted or copied without referencing Gate. Contravention is an infringement of Copyright Act and may be subject to legal action.

Share

Crypto Calendar

Token unlock
IOTA (IOTA) will unlock 15.16 million Tokens on August 20 at 8:00, worth approximately 3.15 million USD, accounting for 0.42% of the Circulating Supply.
IOTA
-6.14%
2025-08-20
Project Updates
The first phase of the Boundless verification competition for the universal ZK protocol will end at 11:00 Beijing time on August 20. The team will take a snapshot of the leaderboard. Based on this snapshot, 0.5% of the Boundless Token supply will be allocated to participating users at TGE. After August 20, a new leaderboard will start recording until the Mainnet launch. The rewards for this leaderboard will be airdropped after the PoVW Mainnet goes live.
ZK
-4.23%
2025-08-20
Token unlock
KAITO (KAITO) will unlock 23.35 million Tokens on August 20 at 20:00, worth approximately 25.92 million USD, accounting for 10.87% of the Circulating Supply.
KAITO
-8.91%
2025-08-20
VEXI Villages Update
"Achievements, timed event prefs, & store revamp"
GALA
-3.89%
2025-08-20
Atlas Fork on Mainnet
Viction has announced the Atlas Hard Fork, a major network upgrade aimed at improving performance, flexibility, and the overall developer experience on the Viction blockchain. The update is positioned as a critical step in advancing the chain’s infrastructure to better support future growth and scalability.
VIC
2.95%
2025-08-20

Related Articles

Pi Coin Transaction Guide: How to Transfer to Gate.io
Beginner

Pi Coin Transaction Guide: How to Transfer to Gate.io

Pi Network is a decentralized cryptocurrency network for the general public, using the Stellar Consensus Protocol (SCP) consensus mechanism, which allows users to easily mine Pi tokens from their mobile devices and use them for payments and transactions. With the official opening of the mainnet on February 20, 2025, investors can deposit and trade $PI on exchanges such as Gate.io. This article details how to securely transfer Pi Coins to Gate.io, including obtaining a deposit address, completing the transfer using the Pi Network mainnet wallet, and the exchange's arrival confirmation process. In addition, we have analysed $PI investment risks, including market volatility, compliance and potential fraud risks, to remind investors to take risk management before trading.
2/25/2025, 8:21:43 AM
What is N2: An AI-Driven Layer 2 Solution
Beginner

What is N2: An AI-Driven Layer 2 Solution

This article introduces N2 (Niggachain AI Layer 2), the world's first AI-driven Layer 2 blockchain solution. N2 combines AI technology and quantum computing resistance to address the limitations of traditional blockchains in scalability, transaction speed, and cost. Its core technologies include '0-second block time', AI-driven network optimization, and quantum-resistant security protection, aiming to improve transaction efficiency and ensure system stability.
12/23/2024, 7:21:00 AM
How to Sell Pi Coin: A Beginner's Guide
Beginner

How to Sell Pi Coin: A Beginner's Guide

This article provides detailed information about Pi Coin, how to complete KYC verification, and choose the right exchange to sell Pi Coin. We also provide specific steps for selling Pi Coin and remind of important matters to pay attention to when selling, helping novice users complete Pi Coin transactions smoothly.
2/26/2025, 9:20:50 AM
Grok AI, GrokCoin & Grok: the Hype and Reality
Beginner

Grok AI, GrokCoin & Grok: the Hype and Reality

Discover Grok AI, GrokCoin, and Grok Crypto—from Elon Musk's AI chatbot to the viral meme coin inspired by it. Learn about GrokCoin’s rise, its connection to Grok AI, and the risks of investing in meme coins.
3/7/2025, 10:33:07 AM
Crypto Trends in 2025
Beginner

Crypto Trends in 2025

As 2025 arrives, the cryptocurrency market stands at a new crossroads of development. This article delves into five key trends shaping the current crypto landscape, covering significant regulatory changes, the transformational impact of Bitcoin spot ETFs, the deep integration of AI and blockchain, Ethereum’s technical upgrades, and the rise of emerging markets. Through analysis of these trends, the goal is to provide investors, professionals, and enthusiasts with clear insights into the future direction of the crypto market, helping them better seize opportunities and face challenges. Real-world examples are included to help readers understand the dynamics of how the market is developing under each trend.
4/10/2025, 9:55:53 AM
Flare Crypto Explained: What Is Flare Network and Why It Matters in 2025
Beginner

Flare Crypto Explained: What Is Flare Network and Why It Matters in 2025

Discover what Flare Crypto is, how it works, its use cases, tokenomics, and why it's gaining traction in the blockchain space in 2025.
4/15/2025, 1:21:45 AM
Start Now
Sign up and get a
$100
Voucher!