Cash flow is a major challenge faced by many small and medium-sized enterprises. Clients delay payments, while businesses need to pay workers' wages and procurement costs for raw materials in a timely manner. Traditional Supply Chain financing methods are often cumbersome or have high Intrerest Rates, making it difficult for many enterprises to bear.

In this context, an innovative financing model based on blockchain technology has emerged. This model transfers accounts receivable on the Supply Chain to the blockchain, automatically assessing cash flow patterns through smart contracts, providing instant liquidity for businesses. This approach not only simplifies the financing process but also offers liquidity support of up to 70-90% for enterprises, greatly alleviating financial pressure.

The advantage of this new financing model lies in its transparency and efficiency. Companies no longer need to rely on traditional centralized financial institutions but can directly obtain the necessary funds through the blockchain network. This not only speeds up the financing process but also reduces financing costs.

More importantly, this model opens up new possibilities for Supply Chain finance. For example, accounts receivable can be sliced into "income certificates" for businesses to sell to investors; companies in multinational supply chains can bypass traditional banks and obtain financing directly through blockchain protocols. In the long run, this may lead to the formation of a brand new credit network based on blockchain.

This innovation is not only an important experiment in the field of decentralized finance (DeFi), but it may also become a key breakthrough for the deep integration of blockchain technology and the real economy. It provides small and medium-sized enterprises with more flexible and efficient financing channels, and is expected to fundamentally change the traditional Supply Chain finance landscape.

As this model continues to evolve and improve, we can expect to see more blockchain-based financial innovations that will provide more financial options and opportunities for businesses, especially small and medium-sized enterprises. This will not only benefit the healthy development of businesses but also bring new vitality to the entire economy.