In the financial world, people often overlook an important fact: the cryptocurrency sector is a high-cost financing environment with unique liquidity characteristics. This feature brings unique opportunities for Decentralized Finance (DeFi).

Imagine if someone borrowed money from you, whether it is 700,000 RMB or the equivalent of 100,000 USDC, promising a 5% annual interest rate. In a traditional financial environment, the choice of 700,000 RMB seems more attractive, as compared to the bank's 0.95% deposit rate, a 5% return rate appears quite substantial.

However, in the world of cryptocurrencies, the situation is quite different. A 5% annual yield on 100,000 USDC is actually considered quite low in this field. This is because on mainstream cryptocurrency trading platforms, the yield on stablecoins often reaches double digits. This phenomenon reflects the significant difference in risk-free interest rates between the Web2 and Web3 worlds.

It is this difference in interest rates that makes Decentralized Finance a battleground for investors seeking low-risk, high-yield opportunities. Against this backdrop, some innovative projects have emerged, aiming to help users better obtain returns in the world of Decentralized Finance.

For example, some platforms are developing AI-driven DeFi smart protocols. The goal of these protocols is to provide users with personalized on-chain strategies that can be executed with a single click. They not only offer convenience to ordinary users but also provide infrastructure for industry experts and opinion leaders to monetize their strategies.

It is worth noting that the design philosophy of such platforms is to allow all users, regardless of their level of expertise, to participate. This inclusive approach is expected to further promote the popularity and development of Decentralized Finance.

When exploring the world of Decentralized Finance, investors need to have a deep understanding of the risks and opportunities involved. High returns are often accompanied by complex market mechanisms and potential risks. Therefore, it is crucial to conduct thorough research and risk assessment before participating in any DeFi project.

With the continuous advancement of technology and the increasing maturity of the market, the DeFi sector is expected to bring more innovative financial products and services to investors. However, finding a balance between high returns and risks will be a question that every participant needs to seriously consider.