Aptos becomes a new emerging force in the on-chain payment field

Over $190 trillion in funds circulate across borders each year, but the financial infrastructure supporting these transactions is relatively outdated. These traditional systems are slow, costly, and constrained by outdated networks and complex intermediaries. In today's era of instantaneous information transfer, cross-border remittances still take days to arrive, and this situation urgently needs to change.

Stablecoins, as digital assets pegged to fiat currencies, are rapidly becoming important financial tools in the real world. Currently, the total market capitalization of stablecoins has reached $250 billion, accounting for approximately 60% of the total on-chain transaction volume. It is expected that by 2024, the total on-chain transaction volume of stablecoins will reach approximately $24 trillion, with about $7.6 trillion used for payments.

Stablecoins have characteristics such as programmability, composability, and always being online, allowing currency to flow quickly, securely, and flexibly across networks. However, to fully unleash the potential of stablecoins, a modern blockchain that matches them is needed: high throughput, low fees, and optimized for real-world applications.

The Aptos network has become the ideal infrastructure for the new era of on-chain payments due to its high performance and ultra-low latency. It can complete transaction confirmations in less than 1 second, with the potential to scale to hundreds of thousands of transactions per second in the future. The average transaction fee is only $0.00055, which is almost negligible, making micropayments possible.

Aptos's smart contracts make funds "programmable," allowing developers to integrate stablecoins into applications, automate workflows, and even collaborate efficiently with other on-chain services. In short, Aptos is a blockchain built for "internet-scale capital flows."

Currently, Aptos has become one of the few blockchains that natively supports the three major USD stablecoins. Months after its launch, the circulation scale of stablecoins on Aptos has exceeded 1.3 billion USD, with monthly stablecoin trading volume surpassing 30 billion USD. These numbers rival the most active blockchains in the cryptocurrency space and continue to grow rapidly.

As more and more developers and enterprises choose to build applications on Aptos, real-world payment use cases continue to emerge. These applications include:

1. Cross-border transfer: completed in seconds, without intermediaries or delays.
2. Global Salary Distribution: Instant Arrival, Extremely Low Cost
3. Merchant payments: Waive high fees, no waiting period
4. Financial institutions: Millions of payments can be completed on-chain in one go, and settlements can be finalized in a matter of seconds.
5. Content and Creator Economy: Supports millisecond-level micropayments, suitable for content, gaming, and IoT scenarios.

Aptos's borderless, always-on, and programmable features provide a new foundation for financial innovation for developers and institutions. This is not only a breakthrough in blockchain technology but also signifies a comprehensive upgrade of payment standards. The combination of stablecoins and high-performance blockchains means that the flow of funds will become more free and efficient.

Driven by the Aptos ecosystem, this network is gradually becoming an important cornerstone in the on-chain payment field, known for its strong performance, high security, and developer-friendly environment. Developers, entrepreneurs, and financial institutions are leveraging the capabilities of Aptos to collaboratively build the future of payments.

A borderless, always-online financial network is no longer a distant dream; it is gradually being realized on Aptos.